Bailing in Banks: costs and benefits

Clinical Governance: Costs and Benefits

Costs and benefits of mandatory subordinated debt regulation for banks

Proposals for regulation requiring that banks maintain some minimum level of subordinated debt have gained support recently. These proposals focus on the benefits of such regulation, specifically, that supervisors are expected to free ride on debtholders’ monitoring efforts. But there are also monitoring and other costs: there is no real free ride. This paper uses the theory of capital structur...

clinical governance: costs and benefits

Should Banks’ Stress Test Results be Disclosed? An Analysis of the Costs and Benefits

Stress tests have become an important component of the supervisory toolkit. However, the extent of disclosure of stress-test results remains controversial. We argue that while stress tests uncover unique information to outsiders — because banks operate in second–best environments with multiple imperfections — there are potential endogenous costs associated with such disclosure. First, disclosur...

Costs and Benefits of Beef Cattle Fattening Schemes in some Selected Areas of North West Tanzania

This study highlights the costs and benefits of indigenous beef cattle fattening schemes in Shinyanga Urban and Kishapu Districts in Tanzania. Specifically, in this study the net profit (NP) for fatteners between beef cattle fattening schemes has been determined. The schemes were divided into two main categories, scheme 1 in which the animals were fed on cottonseed hulls (CSHL) based diets and ...